FREE 10+ Zero Budget Samples in PDF

Creating a business budget plan allows you to determine if your business has enough money to do the projects you want to build. By planning how to spend your money, you can make sure that you always have enough money for the tasks or things you need to complete or purchase. Budgeting is a part of financial management that can keep you out of debt or enable you to work out of one if you have debt.

10+ Zero Budget Samples

1. Zero Budget Research Report

2. Zero Budget Lines

4. Zero Base and Performance Budget

5. Net Zero Wales Carbon Budget

6. Year Zero Budget

7. Zero Budget Activities

8. Zero Budget Entrepreneurship

9. Basic Zero Budget

10. Zero Budget Marketing Checklist

11. Zero Budget Narrative

What is a Zero Budget Template?

Zero budget or zero-based budgeting is a method used where all your money is allocated for your expenses like wants and needs as well as for your long and short-term savings and paying for debts. This budgeting plan aims to get you a total of zero as your income is used for your expenditures. This plan can be used for any type of cost like capital expenditures, operating budget and expenses, sales, general, and administrative costs, marketing budget or costs, variable distribution, or cost of goods sold.

How to Make a Zero Budget?

A zero-based budget is a strategic planning of how to efficiently use every coin you get for your monthly income. This method aims to give every penny you receive a purpose, which enables you to intelligently spend your money on the things that matter the most. It can be used by various companies but can also be used by individuals. Zero-based budgeting is also effective as a tool for business planning which enables companies to identify and eliminate costs, control their spending, and pay more attention to high-gaining projects.

Step 1: Create a List of Your Monthly Income

You can list your monthly income on a piece of paper or on a mobile application of your choosing. Your income can include your regular payments as well as other plans to bring in during the month like side hustles or child support. Add them all and the total will be your monthly income.

Step 2: List Down Your Expenses

List all the things you’ll need to spend your money on such as giving, savings, the top bills you have to cover like food, utilities, rent, and transportation, other essentials like insurance, childcare, or debt, extra expenses such as entertainment and restaurants, and month-specific expenses like holidays and celebrations.

Step 3: Calculate the Difference Between Your Income and Expenses to Equal Zero

Subtract all your expenses from your monthly income. It must be equal to zero. If does not, it is completely fine and normal. The majority of people who uses the same method also have the same result. You can use the extra money to pay off debt or save it.

Step 4: Track Your Expenses During the Entire Month

Tracking how you spend your money the entire month helps you determine if you are efficiently spending your money. Make a new budget before the next month begins so you can be ahead of time and prepared.

FAQs

Zero budget templates are documents used by both businesses and individuals for more efficient cost management and account management. Zero budgeting is a method that allows a company to identify cost savings, reposition them for a more useful strategy, and drive sustainable growth while also generating revenue. As a company’s strategic plan for more effective budgeting, zero-based budgeting also allows them to track its expenses and adjust them so the company can still achieve its business goals.